For a number of years, I have believed that “money” is a concept which is completely unnecessary for the smooth functioning of human life, and in fact it produces a large part of the misery in our world. I give a different “twist” to the well known Christian statement that “the love of money is the root of all evil”. In my view, it is not only individual greed to accumulate wealth which produces evil results; it is the love of the very concept of “money”, to which society has become addicted, which is so productive of evil results.
Therefore I like to fantasize about what a moneyless society would be like. Over the past 6 years I have written 3 blog articles about this subject. The most recent one was written almost 3 years ago (October 30, 2013), and I have decided to reprint it instead of writing an entirely new article. Please feel free to fantasize with me!
A World Without Money
I have written 2 previous articles advocating a moneyless society: What Do We Consider Valuable; and Choose Whom You Will Serve: God or Money. But the second of those articles was just over 3 years ago, so I think now would be a good time to return to that subject.
I realize, of course, that my thinking will correctly be labeled “utopian fantasy” and “wishful thinking”. But I don’t believe such “wishful thinking” is a bad thing – in fact it can be a very good thing – so long as it doesn’t prevent us from living in the “real world”. Engaging in “wishful thinking” can plant an idea in our minds which may in fact eventually bear real fruit, and the “fantasy” may become “reality”.
In the USA, we have just reached a temporary resolution of a “debt ceiling” controversy in Congress. We have a ‘debt based’ economy in which we have to ‘borrow’ money in order to pay off other preexisting bills and debts (or perhaps just to pay off the interest on the debts). Obviously this means simply that we are continually getting deeper and deeper into debt, until we have actually reached the point where there doesn’t even appear to be a possibility of ever getting out of debt. We reach a set limit on how much the Government is allowed to ‘borrow’, and then have to decide whether or not this set limit (“ceiling”) of debt can be raised.
So just fantasize with me a bit: imagine living in a world where everything is free. No one ‘charges’ for any goods or services, and therefore no one ‘pays’ for any goods or services. No one has (or needs) an ‘income’; and there is no borrowing and lending. Our Government would not be ‘borrowing’ money to pay ‘bills’, so there would be no such thing as reaching a ‘debt ceiling’ and having to decide whether or not to raise that ‘ceiling’. The whole ‘debt ceiling’ controversy would never have occurred. (Neither would there be any taxes to partially cover Government spending!)
Of course, there would also be no “Affordable Care Act” (AKA “Obamacare”) which one party would be able to use to ‘hold hostage’ the debt ceiling debate. No one could refuse to raise the (non-existent, in this scenario) ‘debt ceiling’ unless “Obamacare” was rescinded/postponed/defunded, because health care would be free to all and insurance companies would no longer exist. There would be no ‘government mandate’ that everyone must purchase insurance, and no one would have to worry about having to give up an insurance policy he/she likes because it doesn’t meet Government standards. The reasons for the “Affordable Care Act” simply would not exist: trying to enable as many people as possible to ‘afford’ insurance, eliminating preexisting illness/injury clauses, etc.
Doctors and hospitals would not have to worry about how they could possibly ‘earn a living’ if they had to provide their services for free, because everything would be free to them also.
Homelessness and starvation would be eliminated, because housing and food would also be free to all. Real Estate Agents would no doubt still exist to assist people in locating property and housing to fit their needs and desires; and distribution warehouses and stores would still exist. But there would be no ‘cost’ and ‘payment’ for these services and the goods they provide.
Being able to ‘afford’ a new car – or being able to ‘afford’ maintenance and repairs on your vehicle – would not be a problem, because in a moneyless society this, too, would be free to all. There might, though, be a problem with what to do with ‘used’ vehicles. I suppose there wouldn’t be all that many people looking for a ‘used’ car when they can get a new one.😀 Perhaps there would need to be regulations about how many ‘new’ vehicles a person or family may have, and how long the ‘new’ vehicle must be kept before it can be replaced. If a person or family felt they needed or wanted another vehicle (or vehicles) beyond the approved limit, they could get a ‘used’ vehicle. [That is at least one way this “used car problem” could be resolved]. Of course, there would probably still be antique car lovers who actually want old vehicles to lovingly restore and maintain.
Are you enjoying fantasizing about this? Well there’s much more of such enjoyable ‘wishful thinking’ where that comes from!😆 There would be no taxes; therefore there would be no Internal (Infernal?) Revenue Service to answer to. There would be no borrowing and debt, so there would be no falling behind in payments, debt collection agencies, and credit ratings to worry about. There would also obviously be no ‘interest’ (usury) on any loans.
There would be no retirement accounts, Social Security, or Disability payments; yet those who are retired or disabled would not be destitute.
There would be no Stock Market (and therefore no Stock Market collapses); and no banks (and therefore no need to ‘bail out’ banks and investment agencies which are ‘too big to fail’).
Besides “Obamacare” and the “debt ceiling” controversy, think of how much more legislation that ties Congress in knots is money related – and therefore would not exist in this fantastic moneyless society. How much that divides Republicans, Democrats, Libertarians, etc. is in fact money related – how to raise money to carry on Government, and how to spend the money which is raised!
Would the elimination of money produce a ‘perfect’ society, in which no ‘evil’ exists? No, that’s not very likely unfortunately. While some people may quote the Christian apostle Paul’s statement that “the love of money is the root of all evil” to claim that everything which is evil springs from the love of money, that is certainly not true – and it’s probably not even what Paul’s statement meant. He was no doubt saying that the love of money is a root which is totally evil, and produces only evil ‘fruit’; but he was not saying that everything which is evil springs from that evil root.
People and nations would still no doubt find ways to irritate each other. Personal jealousies and strife would still exist. “That no good *#!% stole my girlfriend”; “I think my worthless husband is cheating on me”; “they worship a false god/practice an evil religion”; “we’re God’s chosen people and everyone else is worthless”, etc . A Government which wishes to be “top dog” will no doubt find excuses to attack other nations.
Nevertheless, getting rid of the very concept of money and material ‘wealth’ would relieve so many of the world’s problems. It would go such a long way toward establishing a utopian society. So I don’t mind engaging in such dreams. Hopefully you’ve found this bit of wishful thinking enjoyable also.